Saving is in crisis. Interest rates are now at a record low and show no sign of improving any time soon.

All major High Street banks are refusing to pay us more than 0.01 per cent on our savings in easy-access accounts. 

And yesterday, 25 million of the nation’s savers were clobbered yet again with a round of brutal rate cuts from National Savings and Investments (NS&I).

This guide is aimed at savers who have perhaps always feared the stock market or never really understood how it works, but poor rates mean inflation is eating away at their nest eggs 

The rewards offered to savers have been stubbornly poor for more than a decade now. So Money Mail is today publishing a beginner’s guide to investing to help you beat inflation and…